Property insurance.

Get a free home insurance quote today!

We’re here to make it simple.

At CSC Insurance, we will get you the home insurance coverage to protect what matters most. Whether you need home, condo, or tenant insurance, our brokers will ensure you have the right policy to fit you.

Do I need home insurance?

 

No, home insurance is not mandatory by law in Ontario. However, if you require a mortgage, your bank or lender will often require that you have a home policy. Also, if you are a renter, your landlord may require you to obtain a tenant policy to protect your belongings inside their unit.

While property insurance may not be mandatory for you, your home is often your most valuable asset. Not being insured or properly insured can leave you at risk to cover replacing your home, costs related to a third party injury or damage to another property out of pocket.

What type of property insurance coverage do I need?

 

There are several types of home insurance policies depending on the level of coverage that you require. Some of these types include:

  • Standard or “named perils” - Basic insurance that will only protect you from damages specifically stated in your policy.

  • Broad - More coverage than standard insurance, less coverage than comprehensive

  • Comprehensive - Most inclusive home policy. Covers your home and its contents for all risks with only a few exceptions - uninsurable perils (predicted events) and optional coverage (sewer backup, earthquake, etc.)

How much does home insurance cost?

 

The cost of your home insurance premium depends on the type of home insurance you select, as well as a number of key factors related to your property and contents. Such factors insurance companies will take into consideration include:

  • Value of your home

  • Cost to rebuild your home

  • Location of your home

  • Discounts you are eligible for

  • Optional coverages you select

  • High value items

  • Past claim history

  • Renovations, or lack thereof

How do I get home insurance?

 

Let us do the legwork for you. Start with the contact form below and our team of licensed insurance brokers will ask you all the relevant questions to get the information they need to find you the best policy at the best price. We will compare quotes, coverages and see what discounts you qualify for. With CSC Insurance, you can put your mind at ease. Let’s get started below!

Get a home insurance quote.

Let our CSC Insurance brokers do what they do best and find competitive home insurance rates and explain your options.